In order to provide the Client with unbiased and impartial recommendations we do not accept any commissions, referral fees or other compensation from the providers of the financial products and services it recommends.

Although retainer fees are based on investment portfolio size, retainers are for all Fee-Only Financial Planning services, not investment management alone. Investment management is only one element in complex financial planning relationships. However, the size of a client’s investment portfolio is generally an appropriate indicator of services’ value and complexity.

Typically the reduction in investment management fees and expenses alone will exceed the entire fee paid to AFA.

Growing client wealth, through investment portfolios, will increase income for AFA. When market conditions, or client needs, reduce portfolio size, AFA’s fees are reduced.

1. Fees for accounts exceeding $2,000,000 are based on the complexity of services required.